Health Insurance Resource

• Are created by state legislatures for individuals who have pre-existing medical conditions that make them “high-risk” or “medically uninsurable.” • Generally, there are no exclusions for coverage. • Costs

• SSDI pays monthly benefits to individuals who are totally disabled (and certain family members) that have worked long enough and have paid Social Security taxes. • After 24 months

• Medicaid is a joint federal/state program that pays for health care services. • Medicaid is available to certain low-income individuals and families who meet eligibility guidelines as determined by

• Medicare is a federal health program administered by the Centers for Medicare & Medicaid Services (CMS). • Medicare is available to individuals age 65 and older, to individuals with