Public Health Insurance

State Risk Pools

• Are created by state legislatures for individuals who have pre-existing medical conditions that make them “high-risk” or “medically uninsurable.” • Generally, there are no

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• Medicare is a federal health program administered by the Centers for Medicare & Medicaid Services (CMS). • Medicare is available to individuals age 65

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• Medicaid is a joint federal/state program that pays for health care services. • Medicaid is available to certain low-income individuals and families who meet

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