Private Health Insurance

Indemnity Plans

• Also known as fee-for-service or traditional health insurance. • Usually indemnity plans offer more flexibility in choosing doctors and hospitals. • Typically, there is a deductible, the amount of

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Managed Care Plans

• Have agreements with certain physicians, hospitals and health care providers to provide a range of services. • Include PPOÕs, HMOÕs and POSÕs. PPOÕs have arrangements with physicians, hospitals and

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