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COBRA (Consolidated Omnibus Budget Reconcilliation Act of 1986)

866-487-2365 / Website

• Group health plans with 20 or more employees are required to offer continuation of group health insurance coverage for individuals and their dependents. • Employees qualify for COBRA...

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HIPAA (Health Insurance Portability and Accountability Act of 1996)

866-444-3272 (EBSA) / Website

• Limits exclusions for pre-existing medical conditions in group health plans to a maximum of 12 months (18 months for late enrollees). • A pre-existing medical condition is one...

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